Ferratum 2.45.0

The Ferratum app offers a modern banking solution that prioritizes accessibility and user-centric design. With features that cater to individual financial needs, it presents itself as a practical choice for users seeking straightforward financial management.

Account Features:

• No-Fee Bank Account: Allows users to manage their finances without incurring monthly or annual fees.
• Virtual Mastercard Debit Card: Facilitates everyday transactions with ease.

Payment and Savings Options:

• Virtual Mastercard Credit Card: Offers up to 60 days interest-free payment flexibility.
• Contactless Payments: Enables convenient transactions directly from a mobile device.
• Flexible Savings Account: Provides the option to earn interest while maintaining access to funds.
• Fixed-Term Account: Allows users to secure competitive interest rates for longer-term savings commitments.

Security Measures:

• Deposit Protection: Funds are safeguarded up to €100,000 under the Malta Deposit Guarantee Scheme.
• Advanced Security Features: Protects user data and funds through robust security protocols.

About Ferratum:

Ferratum, founded in 2005, has its roots in Nordic FinTech. It has established a presence in 13 countries and specializes in addressing consumers' short-term financial needs. The platform emphasizes responsible banking and remains committed to providing solutions that empower customers to manage their lifestyles according to their personal financial circumstances.

The institution reflects Nordic innovation values by streamlining financial processes. By eliminating unnecessary complexities, Ferratum positions itself as a trusted partner for individuals seeking uncomplicated financial services.

* Please note that transaction fees may apply for additional services. Multitude Bank p.l.c. is licensed by the Malta Financial Services Authority and participates in the Depositor Compensation Scheme, ensuring deposits are protected up to €100,000.